Axis Select Credit Card 2025
10 Lounge Visits
2% Forex Markup
5X Reward Points
₹3,000 Fee
Get over ₹25,000+ value with 10 lounges + 2% forex + 5X rewards + milestones!
Best mid-premium travel card! Axis Select gives 10 lounge visits, 2% forex markup, 5X reward points, and milestone vouchers.
Perfect for frequent travelers!
Why Choose Axis Select in 2025?
10 lounge visits • 2% forex • 5X everywhere • Milestone vouchers • Low fee
Best for: Frequent travelers, international shoppers, reward collectors
Card At a Glance
Joining Fee
₹3,000
₹3,000
Annual Fee
₹3,000
₹3,000
Reward Rate
5X EDGE Points
5X EDGE Points
Lounge Access
10/Year
10/Year
Forex Markup
2%
2%
Welcome Gift
5,000 EDGE Points
5,000 EDGE Points
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Reward Points | 5 EDGE RP per ₹100 |
| Forex Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (up to ₹400) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 5 EDGE points per ₹100 on ALL spends
- 5,000 welcome EDGE points on joining
- 1 EDGE point = ₹0.20 cashback
- Milestone: ₹5,000 voucher on ₹7.5L spends
- Points valid 3 years
Airport Lounge Access
- 10 complimentary domestic lounge visits per year
- 2 visits per quarter
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹10 Lakh personal accident cover
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 2% forex markup | ₹3,000 annual fee |
| 10 lounge visits | No fee waiver |
| 5X everywhere | Moderate lounge limit |
| Milestone vouchers | 3.6% interest rate |
| 5K welcome points |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹6 Lakh
- Credit Score: 740+ preferred
- Documents: PAN, Aadhaar, Income Proof
How to Apply Online (3-Minute Process)
- Visit Axis Bank website
- Select Select → Apply
- Fill income details
- Video KYC verification
- Card + 5K points in 7 days
Final Verdict – Should You Get It in 2025?
Best mid-premium travel card! 2% forex + 10 lounges + 5X rewards = ₹25,000+ value. Perfect for travelers!
Frequently Asked Questions (FAQs)
2% forex markup confirmed?
Yes! Best in mid-premium segment.
10 lounge visits guaranteed?
Yes! 2 per quarter domestic.
5X on ALL spends?
Yes! No category restrictions.
Milestone voucher value?
Yes! ₹5,000 on ₹7.5L annual spends.
Good for international travel?
Yes! 2% forex + lounge access perfect combo.