Axis Rewards Credit Card 2025
-->Save up to ₹45,000+ every year with 10X on daily spends, 8 lounge visits & high welcome benefit!
If you shop for clothes, groceries, electronics or use Swiggy/Zomato regularly, the Axis Rewards Credit Card is currently the highest accelerated reward card in the mid-premium category!
You get 10X Edge Rewards on fashion, grocery, electronics & food delivery, ₹2,000 Amazon/Flipkart voucher on joining, 8 domestic lounge visits, 1% fuel waiver, low 2% forex markup, and ₹1,500 annual fee waived on just ₹3 Lakh spend.
Edge Rewards = Real Value – 1:1 transfer to 20+ airlines/hotels or ₹1 on SmartBuy!
Why This Is The Best Accelerated Rewards Card in 2025?
10X fashion/grocery/electronics/food • ₹2,000 welcome • 8 lounge visits • Fee waiver ₹3L • 2% forex • Instant redemption
Best for: Fashion lovers, grocery shoppers, foodies, online buyers, families
Fee Waiver – ₹1,500 waived on ₹3 Lakh annual spend
Card At a Glance
₹1,500 + GST
₹1,500 + GST (Waived on ₹3L)
10X select | 2X others
Edge Rewards
8 Domestic/year
₹2,000 Voucher
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,500 + GST |
| Annual Fee | ₹1,500 + GST (Waived on ₹3L spend) |
| Welcome Benefit | ₹2,000 Amazon/Flipkart voucher |
| Rewards Redemption Fee | Nil |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (max ₹400/month) |
Detailed Reward Rates (2025)
- 10X Edge Rewards on Fashion, Grocery, Electronics, Food Delivery (Swiggy/Zomato)
- 2X Edge Rewards on all other spends
- 1 Edge Reward = ₹1 on SmartBuy | 1:1 transfer to Air India, Vistara, Etihad, Qatar, Accor, ITC, Taj etc.
- 8 domestic lounge visits per year (2 per quarter)
Airport Lounge Access
8 complimentary domestic lounge visits per year (2 per quarter)
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 10X on fashion, grocery, electronics, food | Only domestic lounge |
| ₹2,000 welcome voucher | 2% forex |
| 8 lounge visits/year | |
| Fee waiver on ₹3L spend | |
| Low 2% forex markup |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹9 Lakh p.a. or ₹75K/month salary
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit Axis Bank website → Credit Cards → Rewards Card
- Click Apply Now → Fill mobile & PAN
- Instant approval for many → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend heavily on fashion, grocery, electronics or food delivery, Axis Rewards gives you 10X real miles + ₹2,000 voucher + 8 lounge visits at just ₹1,500 fee (easily waived). One of the highest reward cards in India right now — don’t miss it!
Frequently Asked Questions (FAQs)
10X on which categories?
Fashion, grocery, electronics, Swiggy, Zomato — unlimited.
Fee waiver?
Yes, ₹1,500 waived on ₹3 Lakh annual spend.
Lounge access?
8 domestic lounge visits per year.
Welcome gift?
₹2,000 Amazon or Flipkart voucher.