Axis Privilege Credit Card 2025
Save up to ₹60,000+ every year with ₹7,500 vouchers, 10X miles & 12 lounge visits!
If you want premium benefits at almost zero cost, the Axis Privilege Credit Card is currently the highest value mid-premium card in India!
You get ₹7,500 vouchers (Amazon/Flipkart/Yatra) on joining, 10 Edge Miles per ₹200 on all spends, 8 domestic + 4 international lounge visits, 1% fuel waiver, low 2% forex markup, BOGO movies, and just ₹1,500 annual fee waived on ₹3 Lakh spend.
Edge Miles = Real Flights – 1:1 transfer to 20+ airlines/hotels or ₹1 on SmartBuy!
Why This Is The Best Mid-Premium Card in 2025?
₹7,500 vouchers • 10 Edge Miles/₹200 • 12 lounge visits • BOGO movies • Fee waiver ₹3L • 2% forex
Best for: Reward maximizers, frequent travellers, lounge users, moderate spenders
Fee Waiver – ₹1,500 waived on ₹3 Lakh annual spend
Card At a Glance
₹1,500 + GST
₹1,500 + GST (Waived on ₹3L)
₹7,500 Vouchers
10 Miles / ₹200
8 Dom + 4 Intl
2%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,500 + GST |
| Annual Fee | ₹1,500 + GST (Waived on ₹3L spend) |
| Welcome Benefit | ₹7,500 Amazon/Flipkart/Yatra vouchers |
| Rewards Redemption Fee | Nil |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (max ₹400/month) |
Detailed Reward Rates (2025)
- 10 Edge Miles per ₹200 on all retail spends
- 1 Edge Mile = ₹1 on SmartBuy | 1:1 transfer to Air India, Vistara, Etihad, Qatar, Accor, ITC, Taj etc.
- Buy 1 Get 1 movie ticket up to ₹500/month
- 8 domestic + 4 international lounge visits per year
Airport Lounge Access
8 complimentary domestic + 4 international lounge visits per year
Insurance & Protection Benefits
- ₹2.5 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| ₹7,500 welcome vouchers | ₹1,500 annual fee |
| 10X miles on everything | 2% forex (not zero) |
| 12 lounge visits/year | |
| BOGO movies | |
| Easy fee waiver on ₹3L |
Eligibility Criteria & Documents Required
- Age: 21–70 years
- Minimum Income: ₹12 Lakh p.a.
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit Axis Bank website → Credit Cards → Privilege
- Click Apply Now → Fill mobile & PAN
- Instant approval for many → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend ₹3 Lakh+ yearly and want maximum rewards + lounge access, Axis Privilege gives you ₹7,500 vouchers + 10X miles + 12 lounge visits at just ₹1,500 fee (easily waived). Still the unbeatable mid-premium powerhouse — must-have card!
Frequently Asked Questions (FAQs)
How many welcome vouchers?
₹7,500 Amazon/Flipkart/Yatra vouchers on joining.
Reward rate?
10 Edge Miles per ₹200 on all spends.
Lounge access?
8 domestic + 4 international visits per year.
Fee waiver?
Yes, ₹1,500 waived on ₹3 Lakh spend.