Axis Olympus Credit Card 2025
Save up to ₹3,00,000+ every year with massive Taj vouchers, unlimited-like lounge access & highest reward rate!
If you want the absolute best luxury lifestyle card under ₹10K fee, the Axis Olympus Credit Card is currently unbeatable in India!
You get ₹1.5 Lakh Taj/ITC vouchers every year (₹75K on joining + ₹75K on renewal), 20 domestic + 12 international lounge visits, 5X Edge Miles on every spend (transfer 1:1 to 20+ airlines/hotels), ultra-low 1.5% forex markup, unlimited golf rounds, metal card, concierge, and ₹10,000 annual fee completely offset by vouchers alone.
Reward points = Real Miles/Vouchers – best value in premium segment!
Why This Is The Best Luxury Card Under ₹10K in 2025?
₹1.5 Lakh Taj/ITC vouchers • 20+12 lounge visits • 5X Edge Miles • 1.5% forex • Unlimited golf • Metal card • Concierge
Best for: Luxury hotel lovers, frequent travellers, high spenders, golf players
Limited Invite-Only – ₹75,000 Taj Voucher on Joining + ₹75,000 on Renewal
Card At a Glance
₹10,000 + GST
₹10,000 + GST
₹75,000 Taj/ITC Voucher
5X Edge Miles on All
20 Dom + 12 Intl
1.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹10,000 + GST |
| Annual Fee | ₹10,000 + GST |
| Welcome Benefit | ₹75,000 Taj/ITC Voucher |
| Renewal Benefit | ₹75,000 Taj/ITC Voucher |
| Rewards Redemption Fee | Nil |
| Foreign Currency Markup | 1.5% + GST (Lowest!) |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% up to ₹400/month |
Detailed Reward Rates (2025)
- 5X Edge Miles on all spends (no cap)
- 1 Edge Mile = ₹1 on SmartBuy flights/hotels
- 1:1 transfer to Air India, Vistara, Etihad, Qatar, Singapore, Accor, ITC, Taj etc.
- ₹1.5 Lakh Taj/ITC vouchers every year (₹75K joining + ₹75K renewal)
- Unlimited golf rounds/lessons at premium courses
Airport Lounge Access
20 complimentary domestic lounge visits + 12 international lounge visits per year (self + guest included in most cases)
Insurance & Protection Benefits
- ₹5 Crore air accident cover
- ₹50 Lakh overseas medical cover
- Purchase protection up to ₹2 Lakh
- Unlimited golf rounds + concierge service
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| ₹1.5 Lakh Taj/ITC vouchers yearly | ₹10,000 annual fee |
| 20+12 lounge visits | Invite-only card |
| 5X Edge Miles on everything | No fuel waiver above ₹400 |
| 1.5% forex markup (lowest) | |
| Unlimited golf + metal card |
Eligibility Criteria & Documents Required
- Age: 21–70 years
- Minimum Income: ₹24 Lakh+ p.a. (invite only)
- Credit Score: 780+
- Documents: PAN, Aadhaar, ITR/salary slip, bank statement
How to Apply Online (5-Minute Process)
- Card is invite-only — check eligibility on Axis website
- Existing Axis premium card holders get direct invite
- Fill pre-filled form → Upload documents
- Video KYC → Card delivered in 10–15 days
Final Verdict – Should You Get It in 2025?
If you get the invite and spend ₹10 Lakh+ yearly, Axis Olympus delivers ₹3 Lakh+ real value every year with ₹1.5 Lakh Taj vouchers, 32 lounge visits, 5X miles & lowest forex. The best luxury card under ₹10K fee in India right now — no competition!
Frequently Asked Questions (FAQs)
How much Taj voucher do I get?
₹75,000 on joining + ₹75,000 every renewal = ₹1.5 Lakh yearly.
Lounge access?
20 domestic + 12 international visits per year.
Reward rate?
5X Edge Miles on all spends — uncapped.
Forex markup?
Only 1.5% — lowest among premium cards.
Golf benefit?
Unlimited complimentary golf rounds/lessons.