Axis My Zone Credit Card 2025
Save over ₹18,000+ every year with dining + movies + lounges!
Best card for youngsters! Axis My Zone gives 24% dining discounts, 15% movie discounts, 4 lounge visits per quarter, ₹500 Amazon voucher, and just ₹500 fee.
Perfect for millennials & Gen Z!
Why Choose Axis My Zone in 2025?
24% dining • 15% movies • 16 lounge visits • ₹500 voucher • 4X EDGE points • ₹500 fee
Best for: Youngsters, foodies, movie lovers, beginners
Card At a Glance
₹500 + GST
₹500 + GST
24% off (max ₹250/month)
15% off (max ₹100/ticket)
16 visits/year
3.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST |
| Welcome Benefit | ₹500 Amazon voucher |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 24% dining discount via EazyDiner (max ₹250/month)
- 15% movie discount on BookMyShow (max ₹100/ticket, 2/month)
- 4X EDGE Reward Points on all other spends
- 1 RP = ₹0.40 (vouchers)
- Points valid 2 years
Airport Lounge Access
4 complimentary domestic lounge visits per quarter (16/year)
No minimum spend required
Primary + add-on eligible
Insurance & Protection Benefits
- ₹25 Lakh air accident cover
- ₹5 Lakh personal accident cover
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 24% dining discounts | ₹250 monthly cap |
| 15% movie discounts | 3.5% forex markup |
| 16 lounge visits/year | 2-year point expiry |
| ₹500 Amazon voucher | 3.6% interest rate |
| Super low ₹500 fee | No milestone benefits |
| Easy eligibility |
Eligibility Criteria & Documents Required
- Age: 18–70 years
- Minimum Annual Income: ₹3 Lakh
- Credit Score: 700+ preferred
- Documents: PAN, Aadhaar only
How to Apply Online (3-Minute Process)
- Visit Axis Bank website and select My Zone Card
- Fill basic details → Instant approval
- Upload PAN & Aadhaar only
- Video KYC (1 minute)
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Best for youngsters! 24% dining + movies + 16 lounges = ₹18,000+ value for just ₹500. Perfect first premium card!
Frequently Asked Questions (FAQs)
24% on all dining?
Yes! Via EazyDiner at 20,000+ restaurants (max ₹250/month).
15% movies on BookMyShow?
Yes! Max ₹100/ticket, 2 tickets/month.
4 lounge visits/quarter?
Yes! 16 visits/year total, no spend required.
₹500 voucher automatic?
Yes! On first transaction within 30 days.
Easy to get?
Yes! ₹3L income + PAN/Aadhaar only.