Axis Kwik RuPay Credit Card 2025

Lifetime Free

UPI Instant Virtual

2 RP/₹200 All

1% Fuel Waiver

Save over ₹5,000+ every year with LTF + UPI Rewards + Instant Card!

Quick UPI entry! Axis Kwik RuPay Credit Card is Lifetime Free, 2 RP/₹200 all spends (0.4% value), instant virtual card on approval, link to any UPI app, 1% fuel waiver up to ₹150/month, redeem for vouchers/flights.

Best instant UPI rewards!

Why Choose Axis Kwik RuPay in 2025?

Instant virtual • 2 RP all • UPI seamless • Fuel waiver • Easy redeem

Best for: UPI daily users, beginners, quick approvers

Apply Now → LTF Kwik + Instant UPI

Lifetime Free UPI Card

Card At a Glance

Joining Fee
Nil (LTF)

Annual Fee
Nil (LTF)

Reward Rate
2 RP/₹200 | 0.4%

UPI
Any App Link

Forex Markup
3.5%

Fuel Waiver
1% up to ₹150

Complete Fees & Charges

Particulars	Details
Joining Fee	Nil
Annual Fee	Nil (LTF)
Rewards Redemption Fee	₹49 (300-10K pts)
Foreign Currency Markup	3.5% + GST
Interest Rate	3.6% per month
Fuel Surcharge Waiver	1% (max ₹150/month)

Detailed Reward Rates (2025)

2 RP/₹200 domestic/int'l
1 RP = ₹0.20 vouchers/flights
No exclusions major
Expiry 3 years

Airport Lounge Access

No complimentary access

Insurance & Protection Benefits

Zero lost card liability
UPI fraud protection

Pros & Cons (Real User View)

Pros	Cons
LTF instant	Basic 0.4% rewards
UPI any app	₹49 redeem fee
Fuel waiver	No lounges
Virtual quick	3.5% forex

Eligibility Criteria & Documents Required

Age: 18–70 years
Minimum Annual Income: ₹2 Lakh
Credit Score: 700+
Documents: PAN, Aadhaar, bank statement

How to Apply Online (5-Minute Process)

Axis site/Kiw app → Kwik
Fill details
Upload PAN/Aadhaar

Instant virtual card
Link UPI immediately

Final Verdict – Should You Get It in 2025?

Kwik UPI win! Instant + rewards = ₹5K+ value. Ideal for fast starters.

Frequently Asked Questions (FAQs)

LTF?

Yes, zero fees.

2 RP rate?

0.4% on all spends.

Instant card?

Virtual on approval, UPI ready.

Apply Now – LTF Kwik RuPay + Instant UPI