Axis Aura Credit Card 2025
Save up to ₹40,000+ every year with 4X miles on everything, 8 lounge visits & super low fee!
If you want high rewards on every single rupee spent, the Axis Aura Credit Card is currently the best flat-rate mile card in the mid-premium segment!
You get 4X Edge Miles on all spends (no category cap), ₹2,000 Amazon/Flipkart voucher on joining, 8 domestic lounge visits, 1% fuel waiver, low 2% forex markup, and just ₹750 annual fee waived on only ₹2 Lakh spend.
Edge Miles = Real Flights & Hotels – 1:1 transfer to 20+ partners or use on SmartBuy!
Why This Is The Best Flat-Rate Miles Card in 2025?
4X miles on everything • ₹2,000 welcome • 8 lounge visits • Fee waiver on ₹2L • 2% forex • Instant redemption
Best for: All-round spenders, mile maximizers, lounge users, moderate travellers
Card At a Glance
₹750 + GST
₹750 + GST (Waived on ₹2L)
4X Edge Miles on All
Edge Miles (1:1 transfer)
8 Domestic/year
₹2,000 Voucher
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹750 + GST |
| Annual Fee | ₹750 + GST (Waived on ₹2L spend) |
| Welcome Benefit | ₹2,000 Amazon/Flipkart voucher |
| Rewards Redemption Fee | Nil |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (max ₹400/month) |
Detailed Reward Rates (2025)
- 4X Edge Miles on all retail spends (no cap)
- 1X Edge Miles on wallet, rent, government
- 1 Edge Mile = ₹1 on SmartBuy | 1:1 transfer to Air India, Vistara, Etihad, Qatar, Accor, ITC, Taj etc.
- 8 domestic lounge visits per year (2 per quarter)
Airport Lounge Access
8 complimentary domestic lounge visits per year (2 per quarter)
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 4X miles on every spend | Only domestic lounge |
| 8 lounge visits/year | 2% forex (not zero) |
| ₹2,000 welcome voucher | |
| Very low ₹750 fee + easy waiver | |
| Low 2% forex markup |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹9 Lakh p.a. or ₹75K/month salary
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit Axis Bank website → Credit Cards → Aura
- Click Apply Now → Fill mobile & PAN
- Instant approval for many → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you want the highest flat reward rate + lounge access at almost no cost, Axis Aura gives you 4X miles on everything + 8 lounge visits + ₹2,000 voucher for just ₹750 fee (easily waived). Unmatched value in the mid-premium segment — must-have card!
Frequently Asked Questions (FAQs)
How many miles do I earn?
4X Edge Miles on all retail spends — uncapped.
Fee waiver?
Yes, ₹750 waived on just ₹2 Lakh spend.
Lounge access?
8 domestic lounge visits per year.
Welcome gift?
₹2,000 Amazon or Flipkart voucher.