Axis Atlas Credit Card 2025
Save over ₹50,000+ every year with EDGE miles + tiered lounges + low forex!
Top travel miles card! Axis Atlas gives 5 EDGE Miles/₹100 on travel, up to 18 domestic lounges, 2,500 welcome miles, 2% forex, and tiered benefits for ₹5,000 fee.
Perfect for frequent flyers!
Why Choose Axis Atlas in 2025?
5 EDGE Miles/₹100 travel • Up to 18 lounges • 2,500 welcome miles • 1:2 airmiles transfer • 2% forex • ₹5K fee waiver on ₹7.5L
Best for: Frequent flyers, miles collectors
Card At a Glance
₹5,000 + GST
₹5,000 + GST (Waived on ₹7.5L)
5 Miles/₹100 Travel | 2.5/₹100 Others
Up to 18 Domestic + 12 Intl
2,500 EDGE Miles
2%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹5,000 + GST |
| Annual Fee | ₹5,000 + GST (Waived on ₹7.5L) |
| Welcome Benefit | 2,500 EDGE Miles |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 5 EDGE Miles per ₹100 on travel (flights, hotels, cabs)
- 2.5 EDGE Miles per ₹100 on all other spends
- 1 EDGE Mile = ₹1 (Travel EDGE) | 1:2 airmiles transfer
- Tiered: Up to 10,000 bonus miles/year
- No expiry on EDGE Miles
Airport Lounge Access
Tiered domestic lounges: Up to 18/year (Platinum)
International Priority Pass: Up to 12/year
No spend requirement
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹50 Lakh personal accident cover
- ₹25 Lakh emergency medical
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5 Miles/₹100 travel (5% value) | ₹5L waiver threshold |
| Up to 18 domestic + 12 intl lounges | 2% forex (not zero) |
| 1:2 airmiles transfer | 3.6% interest rate |
| No expiry on miles | Tiered benefits only on high spends |
| 2,500 welcome miles | |
| Easy ₹7.5L fee waiver |
Eligibility Criteria & Documents Required
- Age: 18–70 years
- Minimum Annual Income: ₹12 Lakh
- Credit Score: 750+ preferred
- Documents: PAN, Aadhaar, salary slip/ITR
How to Apply Online (5-Minute Process)
- Visit Axis Bank website and select Atlas Card
- Fill basic details → Instant pre-approval
- Upload PAN, Aadhaar & income proof
- Video KYC (2 minutes)
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Top miles collector! 5 Miles/₹100 travel + tiered lounges = ₹50,000+ value. Great for flyers spending ₹1L+/month!
Frequently Asked Questions (FAQs)
5 Miles on all travel?
Yes! Flights, hotels, cabs via Travel EDGE or direct.
Tiered lounges how?
Silver: 8 domestic + 4 intl; Platinum: 18 + 12 on ₹15L+ spend.
1:2 airmiles transfer?
Yes! To Air India, Vistara, Marriott + more.
2% forex markup?
Yes! Low for international travel.
₹7.5L waiver easy?
Yes for ₹62K/month spenders.