AU Zenith+ Credit Card 2025
Unlimited Lounge
2% Forex Markup
5X Reward Points
₹9,999 Fee
Get over ₹45,000+ value with unlimited lounge + 2% forex + premium benefits!
Super premium travel card! AU Zenith+ gives unlimited lounge access, 2% forex markup, 5X reward points, and luxury hotel & golf benefits.
Perfect for frequent flyers & high spenders!
Why Choose AU Zenith+ in 2025?
Unlimited lounge • Priority Pass • 2% forex • 5X everywhere • Golf rounds • Hotel upgrades
Best for: International travelers, luxury lifestyle, high spenders
Card At a Glance
Joining Fee
₹9,999
₹9,999
Annual Fee
₹9,999
₹9,999
Reward Rate
5X All Spends
5X All Spends
Lounge Access
Unlimited + Priority Pass
Unlimited + Priority Pass
Forex Markup
2%
2%
Welcome Gift
10,000 Points
10,000 Points
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹9,999 |
| Annual Fee | ₹9,999 |
| Reward Points | 5 RP per ₹100 |
| Forex Markup | 2% + GST |
| Interest Rate | 3.49% per month |
| Fuel Surcharge Waiver | 1% (up to ₹500) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 5 reward points per ₹100 on ALL spends
- 1 RP = ₹1 (statement credit)
- 10,000 welcome points worth ₹10,000
- Milestone: ₹5,000 voucher on ₹5L spends
- No expiry on reward points
Airport Lounge Access
- UNLIMITED domestic lounge access
- Complimentary Priority Pass (international)
- 2 guest visits free
Insurance & Protection Benefits
- ₹2 Crore air accident cover
- ₹50 Lakh personal accident cover
- ₹1 Crore emergency hospitalization
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Unlimited lounge access | ₹9,999 high fee |
| Priority Pass included | No fee waiver |
| 2% forex markup | High income required |
| 5X everywhere | New bank network |
| 10K welcome points |
Eligibility Criteria & Documents Required
class="faq-list">How to Apply Online (3-Minute Process)
- Visit AU Bank website
- Select Zenith+ → Apply
- Fill high-income details
- Video KYC verification
- Card + Priority Pass in 10 days
Final Verdict – Should You Get It in 2025?
Best super-premium travel card! Unlimited lounge + Priority Pass + 2% forex = ₹45,000+ value. Perfect for luxury travelers!
Frequently Asked Questions (FAQs)
Truly unlimited lounge?
Yes! Domestic + international Priority Pass.
2% forex markup?
Yes! Excellent for abroad spends.
5X on ALL spends?
Yes! No exclusions.
Priority Pass free?
Yes! Included with card.
High income needed?
Yes! ₹20L+ annual income.