AU Traverse Credit Card 2025

4 Points per ₹100 Overseas

2 Points per ₹100 Domestic

10 Lounge Visits (Dom + Int)

₹5K MMT Voucher + ₹10K Taj Milestone

Save more than ₹30,000 every year on international spends, lounges & hotel vouchers!

The AU Traverse Credit Card is an exclusive NRI premium card for global Indians in 2025.

Earn 4 points per ₹100 overseas, 2 points domestic, 1 point insurance/utilities, 10 lounge visits, low 1.99% forex, ₹5K MMT welcome voucher, ₹10K Taj milestone on ₹10L spend, airport spa & Meet & Assist – fee ₹4,999 waived on ₹6L spend.

Points redeem for vouchers/miles – tailored for NRIs.

Why This Is The Best NRI Travel Card in 2025?

4X overseas (1% value) • 10 lounges • 1.99% forex • ₹10K Taj voucher • Spa & Meet Assist • Fee waiver easy

Best for: NRIs, frequent flyers, international shoppers

Apply Now → NRI Exclusive (Fee Waived on ₹6L)

₹4,999 Fee – Waived on ₹6L annual spend

Card At a Glance

Joining Fee
₹4,999 + GST

Annual Fee
₹4,999 (Waived on ₹6L)

Point Rate
4 Overseas | 2 Domestic

Welcome Benefit
₹5K MMT Voucher

Lounge Access
10 Visits/Year

Forex Markup
1.99% + GST

Complete Fees & Charges

Particulars	Details
Joining Fee	₹4,999 + GST
Annual Fee	₹4,999 + GST (waived on ₹6L)
Milestone Benefit	₹10K Taj on ₹10L spend
Point Value	₹0.25 redeem
Foreign Currency Markup	1.99% + GST
Interest Rate	3.6% per month

Detailed Reward Rates (2025)

4 Points per ₹100 on international spends
2 Points per ₹100 on domestic spends
1 Point per ₹100 on insurance/utilities/telecom
Redeem for vouchers/miles
No points on fuel/wallet/rent

Airport Lounge Access

10 complimentary visits (domestic + international) per year
Priority Pass included

Pros & Cons (Real User View)

Pros	Cons
4X overseas (1% value)	₹5K fee
10 lounges total	Low base rewards
1.99% low forex	NRI exclusive
₹10K Taj milestone	No dining bonuses
Spa & Meet Assist

Eligibility Criteria & Documents

NRI with AU account
Age: 21–65 years
Min income: ₹12 Lakh/year
Documents: Passport, PAN, visa

How to Apply (2-Minute Process)

Login AU NRI portal
Fill form
Upload docs
Video KYC
Card shipped abroad in 7 days

Final Verdict – Should You Get It in 2025?

For NRIs spending ₹5L+ abroad yearly, this card saves ₹20,000–₹30,000 in rewards + perks. Best NRI travel card!

Frequently Asked Questions (FAQs)

NRI only?

Yes, exclusive for overseas Indians.

Taj voucher how?

On ₹10L annual spend.

Forex fee?

1.99% – low for intl.

Apply Now – NRI Exclusive + 4X Overseas