AU ABC Pro Credit Card 2025
Save up to ₹50,000+ every year with 7% grocery/fuel cashback, ₹2,000 vouchers & 12 lounge visits!
If you spend heavily on grocery and fuel every month, the AU ABC Pro Credit Card is currently the highest cashback daily-spend card in India!
You get 7% unlimited cashback on grocery & fuel (up to ₹50,000/month), ₹2,000 Amazon/Flipkart vouchers on joining, 12 domestic lounge visits, 1% surcharge waiver everywhere, low 2% forex markup, and only ₹1,999 annual fee waived on ₹2 Lakh spend.
Cashback as direct statement credit — no points, no expiry!
Why This Is The Highest Cashback Daily Card in 2025?
7% grocery/fuel (₹50K cap) • ₹2,000 vouchers • 12 lounge visits • Fee waiver ₹2L • 2% forex • Direct cashback
Best for: Families, big grocery buyers, fuel users, lounge lovers
Fee Waiver – ₹1,999 waived on ₹2 Lakh annual spend
Card At a Glance
₹1,999 + GST
₹1,999 + GST (Waived on ₹2L)
7% grocery/fuel
₹2,000 Vouchers
12 Domestic/year
2%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,999 + GST |
| Annual Fee | ₹1,999 + GST (Waived on ₹2L spend) |
| Welcome Benefit | ₹2,000 Amazon/Flipkart vouchers |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.49% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
Detailed Reward Rates (2025)
- 7% unlimited cashback on Grocery & Fuel (max ₹50,000/month)
- 2% cashback on all other spends
- Cashback credited directly to statement
- 12 domestic lounge visits per year (3 per quarter)
Airport Lounge Access
12 complimentary domestic lounge visits per year (3 per quarter)
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 7% on grocery & fuel | ₹1,999 annual fee |
| ₹2,000 welcome vouchers | Cashback capped at ₹50K/month |
| 12 domestic lounge visits | |
| Fee waiver on ₹2L spend | |
| 2% forex markup |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹75,000/month salary
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit AU Bank website → Credit Cards → ABC Pro
- Click Apply Now → Fill mobile & PAN
- Video KYC in 2 minutes
- Virtual card instantly, physical in 7 days
Final Verdict – Should You Get It in 2025?
If you spend ₹40,000+ monthly on grocery & fuel, AU ABC Pro gives you 7% real cashback + ₹2,000 vouchers + 12 lounge visits — easily ₹50K+ value every year at just ₹1,999 fee (waived on ₹2L). Still the ultimate grocery + fuel + lounge king — don’t miss it!
Frequently Asked Questions (FAQs)
7% on grocery & fuel?
Yes, 7% unlimited cashback on both (max ₹50K/month).
Welcome benefit?
₹2,000 Amazon or Flipkart vouchers.
Lounge access?
12 domestic lounge visits per year.
Fee waiver?
Yes, ₹1,999 waived on ₹2 Lakh annual spend.