Apollo SBI Select Credit Card 2025
Save over ₹35,000+ every year with health + pharmacy + lounge benefits!
Best premium health card! Apollo SBI Select gives 10% cashback on Apollo health services, 5% on pharmacy, 8 lounge visits, ₹5,000 Apollo credits, and just ₹1,499 fee.
Perfect for families who travel + health spenders!
Why Choose Apollo SBI Select in 2025?
10% Apollo health • 5% pharmacy • 8 lounges • ₹5K credits • 1% everywhere • ₹1,499 fee waiver on ₹1.5L
Best for: Apollo users, families, moderate travelers
Card At a Glance
₹1,499 + GST
₹1,499 + GST (Waived on ₹1.5L)
10% Health | 5% Pharmacy
8 visits/year
₹5,000 Apollo Credits
3.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,499 + GST |
| Annual Fee | ₹1,499 + GST (Waived on ₹1.5L) |
| Welcome Benefit | ₹5,000 Apollo Health Credits |
| Cashback | Direct Apollo Pay balance |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.5% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 10% cashback on Apollo hospitals, diagnostics, consultations
- 5% cashback on Apollo Pharmacy (online + offline)
- 1% cashback on all other spends
- Cashback credited to Apollo Pay wallet (₹1:1 value)
- No expiry on Apollo credits
Airport Lounge Access
8 complimentary domestic lounge visits per year
2 visits per quarter
No minimum spend required
Primary + add-on eligible
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹25 Lakh personal accident cover
- ₹10 Lakh emergency hospitalization
- Apollo 24/7 priority booking
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 10% Apollo health cashback | Apollo ecosystem only |
| 5% pharmacy cashback | 3.5% forex markup |
| 8 lounge visits/year | No international lounges |
| ₹5,000 welcome credits | 3.5% interest rate |
| Easy ₹1.5L fee waiver | Health spends dependent |
| No expiry on credits |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹6 Lakh
- Credit Score: 720+ preferred
- Documents: PAN, Aadhaar, salary slip/ITR
How to Apply Online (5-Minute Process)
- Visit SBI Card website and select Apollo SBI Select
- Fill basic details → Instant pre-approval
- Upload PAN, Aadhaar & income proof
- Video KYC (2 minutes)
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Best premium health + travel card! 10% Apollo + 8 lounges + ₹5K credits = ₹35,000+ value. Perfect for Apollo families who travel!
Frequently Asked Questions (FAQs)
10% on all Apollo services?
Yes! Hospitals, diagnostics, consultations, OPD, teleconsultation.
5% on Apollo Pharmacy?
Yes! Online Apollo 24/7 + offline Apollo Pharmacy stores.
8 lounge visits included?
Yes! 2 per quarter, domestic lounges only.
₹5,000 credits automatic?
Yes! On first transaction within 30 days.
Fee waiver easy?
Yes! ₹1.5L spend waives ₹1,499 fee.