Amazon Pay ICICI Credit Card 2025
Save Up To ₹30,000+ Every Year On Amazon Online Shopping, Fuel, Food, Electricity Bills & Household Expenses!
So, if you are an Amazon regular and an Amazon Prime member, this Amazon Pay ICICI Credit Card is the best credit card to have for life, absolutely free of cost in India! The Amazon Pay ICICI Credit Card offers unlimited cashback of 5% on Amazon for Prime members (3% if you aren't a Prime member), unlimited cashback of 2% on Amazon Pay partners (fuel, dining, and bills paid using Amazon Pay), unlimited cashback of 1% on everything else, and the credit card is lifetime free—there is no membership fee, annual fee, or conditions. Cashback is received in Amazon Pay balance instantly, with no expiration or conversion in points—just cash!
Why This Is India's No. 1 Lifetime Free Card in 2025?
5% on Amazon (Prime) • 2% on Fuel, dining, and bills • 1% on all other categories • 100% Lifetime Free • No Fees Ever • Instant Cashback
Best for: Amazon Prime members, online buyers, fuel consumers, Families seeking zero-fee, high-reward cards
Lifetime Free Forever – No Joining Fee, No Annual Fee, No Spending Conditions
Card At a Glance
₹0 (Lifetime Free)
₹0 (Free Lifetime)
5% Amazon (Prime) | 2% Partners | 1% Others
Amazon Pay Balance (Instant)
None
Cashback Covers It
Complete Fees & Charges
| Particular | Details |
|---|---|
| Fee to Join | ₹0 |
| Annual Fee | ₹0 (Lifetime Free) |
| Welcome Offer | ₹500-₹1,000 Amazon Pay Gift Card (optional) |
| Cash Back Credit | Instant to Amazon Pay Balance |
| Foreign Currency Mark-up | 3.5% + GST |
| Interest Rate | 3.5%–3.8% per month |
| Cash Advance Fee | 2.5% or ₹300 (whichever higher) |
Specific Cashback Rates (2025)
- 5% Unlimited on Amazon.in & Amazon app (Only for Prime Members)
- 3% Unlimited on Amazon for Non-Prime Members
- 2% Cashback on 100+ Amazon Pay partners (BookMyShow, Swiggy, Uber, fuel, dining, bills through Amazon Pay)
- 1% Unlimited for all other payments (including UPI, offline, anywhere)
- No cash back for fuel surcharge, wallet loading (PhonePe, Paytm), EMI, rent
- Cashback credited as Amazon Pay Balance instantly—use everywhere Amazon Pay is accepted!
Airport Lounge Access
No access to airport lounges (Although you will earn so much cashback, nobody cares about access anyway with Amazon Pay ICICI Credit Card)
Insurance & Protection Benefits
- Zero lost card liability
- Purchase protection coverage
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% unlimited on Amazon (best in India) | No airport lounge access |
| 100% Lifetime Free – no conditions | 3.5% forex markup (not great abroad) |
| 2% on fuel/dining/bills through Amazon Pay | Cashback is redeemable only within Amazon Pay network |
| 1% unlimited everywhere else | No movie/food discounts elsewhere in Amazon Pay |
| Instant cash back | Nothing for new accounts |
| Works perfectly with UPI |
Eligibility Criteria & Documents Required
- Age range: 18-70 years
- Credit Score: Good credit score (preferably above 700)
- Income: Everyone with regular income is eligible for this offer
- Documents: PAN, Aadhaar (instant approval when pre-approved)
How to Apply (2-Minute Process)
- Visit Amazon.in → Search "Amazon Pay ICICI Card"
- Click Apply Now → Login with Amazon account
- Fill PAN & Aadhaar → Instant approval (if eligible)
- Virtual card available in 2 minutes
- Physical card delivered in 5-7 days
Final Verdict—Should You Get It in 2025?
If you're already an Amazon Prime member and purchase just ₹5,000 every month on the Amazon website, this Amazon Pay ICICI Credit Card provides you with Rs.15,000-Rs.30,000 back each year, along with no charges at all. Along with 2% back on fuel & dining, this card is unbeatable. The Amazon Pay ICICI Credit Card is the best credit card that is lifetime-free in India—essentially a necessity for every Prime member.
Frequently Asked Questions (FAQs)
Is Amazon Pay ICICI Credit Card really lifetime free?
Yes, 100% LTF—no fee ever (verified by ICICI & Amazon) for Amazon Pay ICICI Credit Card.
When does cashback come with Amazon Pay ICICI Credit Card?
Immediately after a transaction, it is reflected in the Amazon Pay balance with Amazon Pay ICICI Credit Card.
Do I need Amazon Prime for Amazon Pay ICICI Credit Card?
Yes, for 5% cashback. Non-Prime members get only 3% on Amazon with Amazon Pay ICICI Credit Card.
Can I use cashback anywhere with Amazon Pay ICICI Credit Card?
Anywhere Amazon Pay is accepted (online and offline) with Amazon Pay ICICI Credit Card.
Is there any cap on Amazon Pay ICICI Credit Card cashback?
No cap on 5% back, 2% back, or 1% back with Amazon Pay ICICI Credit Card.
Affiliate Disclosure: There are affiliate links throughout this site. If you apply through those links and are approved, we receive compensation with no additional cost to you. Last updated: November 21, 2025