Airtel Axis Bank RuPay Credit Card 2025
Save over ₹15,000 a year on Airtel Recharges, Postpaid Plans, Broadband, DTH, & Daily UPI Purchase!
So, if you are an Airtel customer or if you do a lot of payments through UPI, you definitely need to check out Airtel Axis Bank RuPay Credit Card which is one of the 'Lifetime Free' credit cards available in India currently.
You have 10% unlimited cashback on all Airtel payments & recharges, 1% unlimited cashback on all other expenses including UPI payments, a welcome bonus of ₹500, 4 access visits per year in lounges, 1% fuelsurfix benefit, along with this card being 100% Lifetime Free, with no joining or membership charges at all.
Cash Back is in cash in your bank account each month – no points, no expiration dates, no confusion.
Why This Is The Best Airtel + UPI Card in 2025?
10% unlimited on all Airtel services, 1% unlimited on all else including UPI transaction charges, Real cashback in bank, Lifetime Free forever, 4 lounge access, 1% fuel waiver, Welcome bonus of ₹500.
Suitable for: Airtel subscribers, UPI enthusiasts, those with multiple connections in Airtel, and people with simple cashback requirements
Lifetime Free Forever – Free membership with no joining fee, no yearly fee, and no conditions
Card At a Glance
₹500 (100% waiver)
₹500 (Lifetime Free)
10% in Airtel 1% in others
Real money in bank (no points)
4 household visits per year
1%* (up to ₹
Complete Fees & Charges
| Particular | Details |
|---|---|
| Joining Fee | ₹500 (100 |
| Annual Fees | Rs 500 (Lifetime |
| Aslo Offer | Get ₹500 cashback on first transaction |
| Cashback credit | Every month, credited straight to your bank accounts |
| Foreign Currency Markup | 3.5 |
| Interest Rate | 3.6% |
| Fuel Surcharge Waiver | 1% (₹400– |
Detailed Cashback Rates (2025)
- 10% unlimited cashback on Airtel mobile, broadband, DTH, fiber payments through Airtel Thanks App
- 10% cashback on Airtel recharge & bill payment for family numbers (upto 5 connections)
- 1% cashback unlimited on other spends including UPI, shopping, and dining
- No cashback on fuel, recharge/money load into wallets, rent, EMI, insurance (standard exclus
- Cashback linked to Airtel spend, ₹250 a month, with a cap of ₹250 for 10%
Airport Lounge Access
4 COMPLIMENTARY DOMESTIC LOUNGE VISITS ANNUALLY (1 quarterly visit)
Spend ₹50,000 in last quarter to unlock visit in next quarter
Operates in RuPay network lounges in India
Pros & Cons (Real User View)
| Advantages | Cons |
|---|---|
| 10% Cashback on all Airtel Services | 10% maximum cashback of ₹250 every |
| 1% unlimited on all, including UPI | Restaurant visits allowed: 4 per year |
| 100% Lifetime Free – no conditions | 3.5% forex markup (not good for abroad) |
| ₹500 cashback on all spends inclusive of taxes* | |
| Cash Back in real money | RuPay acceptance slightly less than Visa/MC |
| Very good for making payments using UPI |
Eligibility Criteria & Documents
- Age: 18–70
- Good credit score (670+)
- Eligibility: Anyone with income can apply
- Documents Required: PAN, Aadhar card, 3 months bank statements/salary
How to Apply (2 Minute Process)
- Press "Apply Now" button
- Enter mobile number → Pre-aproval
- Upload PAN & Aadhar
- Video KYC (1-
- Card delivery takes 5-7 days
Final Verdict – Is a Purchase in 2025 Worth Considering?
In case you are an Airtel mobile, broadband, and/or DTH user and bill your payments monthly, this card will give you a cashback of ₹3,000 to ₹6,000 a year with NO FEES. Moreover, you will get 1% cashback on all your UPI payments and shopping.
Frequently Asked Questions
How do I get a 10% cashback offer in Airtel payments?
Airtel Thanks payment via this card → 10% credited automatically in the next month.
Is this card truly Lifetime Free?
Yes, 100% LTF – no joining fee, no annual fee at all.
When will I get cashback?
Directly into your bank account every statement cycle.
Can I connect this card with PhonePe/GPay?
Yes, complete RuPay support – works everywhere.
Affiliate Disclosure: This website contains affiliate links. As a result, if you apply with these links and are accepted, we will earn a commission without you incurring any additional charges. Updated on: November 21, 2025